What is Pre-Need Cremation Planning

Setting aside money to pay for a large future expense is always a good idea, and it is equally valid for funerals. A pre-need cremation plan is a service offered by cremation services in Kennebunk, ME, that guarantees that they will provide direct cremation for you when the time comes. 

When you preplan your arrangements, you save money and your loved ones from stress during an emotional time. 

But knowing what it is and its benefits is not enough to sign up for a plan. It is also essential to know how it works and what you can plan for. 

How Pre-Need Cremation Planning Works 

A pre-need direct cremation plan is made with a cremation provider ahead of time. Some providers require you to pay for the plan ahead of time or set it aside for this exact purpose. 

The exact amount you need to pay depends on you, i.e., the kind of arrangement you want. Direct cremation, for instance, is a simplified form of cremation with no service arrangement necessary. So it is cheaper than a full service arrangement. 

Once you’ve settled on an arrangement, you must properly document your wishes. This is different from a will, but it is possible to incorporate the necessary information in it as part of your final wishes. 

However, it is more advisable to discuss with family members and an attorney and record the agreement separately in writing. A good cremation provider will offer you a free planning guide to help with this. 

When all the relevant parties agree, consider paying for the arrangements in advance. Prepaying comes with the advantage of locking in current prices for products and services, minimizing the future financial burden on surviving family members. 

Still, you can always choose not to. Alternatively, you can prearrange without prepaying, only filling out a pre-arrangement form and leaving it on file. 

Another option is setting up a Payable on Death account to set aside money for the cremation expenses. This way, you don’t have to hand over money to a provider, and your family still gets the necessary cash to execute your wishes. 

What Does a Pre-Need Direct Cremation Include? 

The specifics differ between cremation providers, so it is crucial to know what the plan covers before making any financial commitment. 

Also, it depends on you. Direct cremation takes place without a viewing or funeral service. A pre-need plan for this will primarily cover the cost of the cremation. It may also cover the cost of 

• Single person transportation 
  
• Care of decedent 
  
• Cremation urn 

If you wish to add extra elements to your cremation arrangements, your pre-need planning could also include: 

• Dressing and body preparation for private viewing 
  
• Memorial package (tribute video, tribute cards, memorial candle, etc.) 
  
• Mailing of cremated remains (if surviving family members live far away) 

Overall, the depth and breadth of your pre-need cremation plan depend on you and your wishes. 

All you need to get started is to reach out to a Kennebunk, ME cremation service provider. At Cremation of Southern Maine, our professionals are always on hand to help you begin the arrangement process. Call us today or visit our location to get started.